Financing
Quick and Easy
Enter a few pieces of information for a real-time decision.
No Hidden Fees
Know up front exactly what you owe - no hidden costs, no surprises.
PAY OVER TIME, STARTING AT 0% APR
How Does It Work?
1. Select Affirm: Pay Over Time at checkout to start the easy process.
2. Complete your application. Enter a few pieces of personal information for a real-time decision.
3. Pick a payment plan that works for you – from 3, 6, 12, 18, or 36 months.
Rates from 0%-36% APR. For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR. Payments through Affirm are not available for purchases under the $250 cart floor. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.
What purchases qualify?
Any purchase $250 or more can be financed with Affirm for qualified borrowers.
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the normal return process with Skee-Ball. See our Return Policy here.
Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Have questions about financing with Affirm? Contact Affirm directly at:
www.affirm.com | help@affirm.com | (855) 423-3729